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	<title>Nikki Fontaine &#187; money and credit</title>
	<atom:link href="http://nikkifontaine.com/category/money-and-credit/feed/" rel="self" type="application/rss+xml" />
	<link>http://nikkifontaine.com</link>
	<description>I am speaking my mind about what is going on in this world</description>
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		<title>Christmas is coming FAST!!!</title>
		<link>http://nikkifontaine.com/2009/10/04/christmas-is-coming-fast/</link>
		<comments>http://nikkifontaine.com/2009/10/04/christmas-is-coming-fast/#comments</comments>
		<pubDate>Sun, 04 Oct 2009 23:15:56 +0000</pubDate>
		<dc:creator>nikki</dc:creator>
				<category><![CDATA[Computers and Internet]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[holiday]]></category>
		<category><![CDATA[money and credit]]></category>

		<guid isPermaLink="false">http://nikkifontaine.com/?p=867</guid>
		<description><![CDATA[I don&#8217;t know what it is about school starting back but the next thing you know, Christmas is just around the corner.  Now is the time to start planning for those Christmas expenses too.  Everyone loves to give at Christmas so money has to be planned out well in advance.  There&#8217;s nothing I hate more [...]]]></description>
			<content:encoded><![CDATA[<p>I don&#8217;t know what it is about school starting back but the next thing you know, Christmas is just around the corner.  Now is the time to start planning for those Christmas expenses too.  Everyone loves to give at Christmas so money has to be planned out well in advance.  There&#8217;s nothing I hate more than having to pay for Christmas all year and then start all over again just when you get it all paid for.  You know what I&#8217;m saying?</p>
<p>One thing that a lot of people are doing now is getting <a href="http://www.fastwirecash.com" target="_blank">cash loans</a> to start their shopping early.  With cash loans, people can exchange your gift is you got them something that doesn&#8217;t fit or just totally doesn&#8217;t tickle their fancy.  We have all gotten those types of gifts, haven&#8217;t we.  With a credit card, that can be hard for them sometime.  I have had to go with family members to exchange their gifts and that was very uncomfortable for them and me both.  Not to mention, with cash loans, you can pay for most anything you find yourself in need of, not just the holidays.  Cash loans come in awfully handy from time to time so maybe it&#8217;s an option you should check out.  Even I have check into them.</p>
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		<title>It can be overwhelming!!!</title>
		<link>http://nikkifontaine.com/2009/09/01/it-can-be-overwhelming/</link>
		<comments>http://nikkifontaine.com/2009/09/01/it-can-be-overwhelming/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 21:00:19 +0000</pubDate>
		<dc:creator>nikki</dc:creator>
				<category><![CDATA[Education and Personal Growth]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[concerns]]></category>
		<category><![CDATA[money and credit]]></category>

		<guid isPermaLink="false">http://nikkifontaine.com/?p=840</guid>
		<description><![CDATA[I remember when I was in college and just how much it cost not only my parents but me also.  I tried to pay for everything I could but of course, my parents did help out.  There&#8217;s no way at all I could have gone to college full time and paid for it myself.  I [...]]]></description>
			<content:encoded><![CDATA[<p>I remember when I was in college and just how much it cost not only my parents but me also.  I tried to pay for everything I could but of course, my parents did help out.  There&#8217;s no way at all I could have gone to college full time and paid for it myself.  I ended up so far in debt that I needed to check out a <a href="http://consolidatedcredit.org/debt-learning-center/college-and-credit.aspx" target="_blank">college debt guide</a> to help me out.  I had so many college loans that it was overwhelming at times.</p>
<p>What I ended up doing was checking into debt consolidation.  It was my only option unless I wanted to live with my parents for about 5 years after I graduated so I could afford to pay the loans.  I sure couldn&#8217;t afford to rent an apartment, pay for a car and insurance, and we must not forget food.  With <a href="http://www.consolidatedcredit.org/" target="_blank">debt consolidation</a>, I was able to have just one payment which was a lot less than all of the payments combined which allowed me to do what I was supposed to do which was to leave the nest.</p>
<p>Now I have a place of my own, a nice car and food on the table.  I can even afford to go out and buy what I need from time to time but none of that would have been possible without it.</p>
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		<title>My friend the computer Geek!!</title>
		<link>http://nikkifontaine.com/2009/08/20/my-friend-the-computer-geek/</link>
		<comments>http://nikkifontaine.com/2009/08/20/my-friend-the-computer-geek/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 03:23:07 +0000</pubDate>
		<dc:creator>nikki</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Computers and Internet]]></category>
		<category><![CDATA[Technology and Gadgets]]></category>
		<category><![CDATA[money and credit]]></category>

		<guid isPermaLink="false">http://nikkifontaine.com/?p=830</guid>
		<description><![CDATA[A good friend of mine got me started writing this blog.  He found the web host I needed and everything else to get this thing up and running.  If it wasn&#8217;t for him, I wouldn&#8217;t be blogging at all.  He&#8217;s a computer Geek and I am always needing him to fix something on my computer [...]]]></description>
			<content:encoded><![CDATA[<p>A good friend of mine got me started writing this blog.  He found the web host I needed and everything else to get this thing up and running.  If it wasn&#8217;t for him, I wouldn&#8217;t be blogging at all.  He&#8217;s a computer Geek and I am always needing him to fix something on my computer that I seem to mess up.  He&#8217;s not the only &#8216;Geek&#8217; I have found to depend on.  Like I said, I didn&#8217;t know anything about all of this but I have learned a great deal from a <a href="http://webhostinggeeks.com/blog" target="_blank">blog</a> about web hosts and things like that.</p>
<p>I had absolutely no idea just what a <a href="http://webhostinggeeks.com/dedicatedserverhosting.html">dedicated server</a> was and if it hadn&#8217;t been for my friend and that blog, I still wouldn&#8217;t have any idea what it was.  Please don&#8217;t ask me to explain it to you because I can&#8217;t.  I don&#8217;t know all of the technical words but you can learn a great deal just like I did from checking the blog out and also checking out their web site.  They do all of the work for you by checking out which ones are the best and which ones are the best price.  I hate spending more money than I have to and in this day in time, saving money is a necessity but so is quality for your money.</p>
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		<title>Now I guess I&#8217;ll shop for a new laptop</title>
		<link>http://nikkifontaine.com/2009/08/04/now-i-guess-ill-shop-for-a-new-laptop/</link>
		<comments>http://nikkifontaine.com/2009/08/04/now-i-guess-ill-shop-for-a-new-laptop/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 12:12:31 +0000</pubDate>
		<dc:creator>nikki</dc:creator>
				<category><![CDATA[Computers and Internet]]></category>
		<category><![CDATA[concerns]]></category>
		<category><![CDATA[money and credit]]></category>

		<guid isPermaLink="false">http://nikkifontaine.com/?p=811</guid>
		<description><![CDATA[My darn personal laptop is acting stupid again.  Now the usb ports work and then they don&#8217;t, work and then they don&#8217;t.  This changes about every 10 seconds or so.  I don&#8217;t know about you but I hate that darn finger pad and just have to have a mouse.  Well the mouse will do fine [...]]]></description>
			<content:encoded><![CDATA[<p>My darn personal laptop is acting stupid again.  Now the usb ports work and then they don&#8217;t, work and then they don&#8217;t.  This changes about every 10 seconds or so.  I don&#8217;t know about you but I hate that darn finger pad and just have to have a mouse.  Well the mouse will do fine as long as the usb port is working.</p>
<p>I really think I&#8217;ll see if there&#8217;s someone that can put some new usb ports in for me and not charge me an arm and a leg.  If it&#8217;s going to cost about $100, then it&#8217;s laptop shopping I go.  No point in putting that much money in an older laptop that still works if you don&#8217;t mind only using the finger pad.  I just happen to hate them.</p>
]]></content:encoded>
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		<title>I need some new Rx eyeglasses</title>
		<link>http://nikkifontaine.com/2009/07/15/i-need-some-new-rx-eyeglasses/</link>
		<comments>http://nikkifontaine.com/2009/07/15/i-need-some-new-rx-eyeglasses/#comments</comments>
		<pubDate>Thu, 16 Jul 2009 01:26:18 +0000</pubDate>
		<dc:creator>nikki</dc:creator>
				<category><![CDATA[Education and Personal Growth]]></category>
		<category><![CDATA[Friends and Family]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[money and credit]]></category>
		<category><![CDATA[thrifty]]></category>

		<guid isPermaLink="false">http://nikkifontaine.com/?p=794</guid>
		<description><![CDATA[Don&#8217;t you just hate to spend all of that money on Rx eyeglasses.  I sure do.  I need a pair to see and also a pair of Rx sunglasses.  I have allergies so contacts aren&#8217;t an option.  However I have found the perfect answer for me and possibly you too.  All you have to do [...]]]></description>
			<content:encoded><![CDATA[<p>Don&#8217;t you just hate to spend all of that money on Rx eyeglasses.  I sure do.  I need a pair to see and also a pair of Rx sunglasses.  I have allergies so contacts aren&#8217;t an option.  However I have found the perfect answer for me and possibly you too.  All you have to do is check out <a href="http://zennioptical.com/cart/home.php">eyeglasses</a> online and I promise you that you will be so very glad you did.  Believe it or not but you can even get Rx eyeglasses for as low as $8 a pair.  Can you believe that?  And get this, they&#8217;re not ugly either.  They&#8217;re actually very stylish.</p>
<p>I can have a pair to go with several different outfits if I want at these prices.  In fact, I could even change my eyeglasses with my mood and you know how us ladies can change our mood on the drop of a dime.  There&#8217;s even a couple of children in our neighborhood that wear eyeglasses and their father lost his job about 7 months ago.  I might offer to buy them each a new pair of eyeglasses for back to school.  That&#8217;s what&#8217;s so awesome about this site, it allows you to be able to afford eyeglasses for others that can&#8217;t afford them.  I love that.  What do you think about these?</p>
<p style="text-align: center;"><img class="size-medium wp-image-795 aligncenter" title="glasses" src="http://nikkifontaine.com/wp-content/uploads/2009/07/glasses-300x101.jpg" alt="glasses" width="300" height="101" /></p>
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		<title>I love DirectTV</title>
		<link>http://nikkifontaine.com/2009/07/09/i-love-directtv/</link>
		<comments>http://nikkifontaine.com/2009/07/09/i-love-directtv/#comments</comments>
		<pubDate>Fri, 10 Jul 2009 01:39:26 +0000</pubDate>
		<dc:creator>nikki</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Education and Personal Growth]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[money and credit]]></category>

		<guid isPermaLink="false">http://nikkifontaine.com/?p=790</guid>
		<description><![CDATA[I guess I told you that we changed from cable to DirectTV and got HD TV  didn&#8217;t I?   I love it.  In fact, my roommates love it too.  If you ask me, Satellite TV is the way to go.   I hated opening my cable bill every month because it seemed like they added [...]]]></description>
			<content:encoded><![CDATA[<p>I guess I told you that we changed from cable to DirectTV and got <a rel="nofollow" href="http://www.kaptainsatellite.com/direct-tv-hd.htm">HD TV </a> didn&#8217;t I?   I love it.  In fact, my roommates love it too.  If you ask me, <a href="http://www.kaptainsatellite.com/compare_satellite_dish_tv.htm " target="_blank">Satellite TV</a> is the way to go.   I hated opening my cable bill every month because it seemed like they added a new $5 charge here and there about every month.  I&#8217;m sure it wasn&#8217;t that often but the bill still kept creeping up.  With satellite TV, you sign a contract and your bill stays the same for at least a year.  That&#8217;s what we all like along with being able to pick the package that fits us best.</p>
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		<title>Firemans Revenge</title>
		<link>http://nikkifontaine.com/2009/06/29/firemans-revenge/</link>
		<comments>http://nikkifontaine.com/2009/06/29/firemans-revenge/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 13:59:30 +0000</pubDate>
		<dc:creator>nikki</dc:creator>
				<category><![CDATA[General living]]></category>
		<category><![CDATA[concerns]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[money and credit]]></category>

		<guid isPermaLink="false">http://nikkifontaine.com/?p=781</guid>
		<description><![CDATA[Some of you might have seen this before but I love it and just couldn&#8217;t resist putting it on my blog.  Sorry if you have seen it before.



This is one of the best photos I&#8217;ve seen in years!
I bet  the  driver  won&#8217;t think he is above the law next time.
I&#8217;ve got one [...]]]></description>
			<content:encoded><![CDATA[<p>Some of you might have seen this before but I love it and just couldn&#8217;t resist putting it on my blog.  Sorry if you have seen it before.</p>
<p style="text-align: center;"><span style="font-family: Arial; color: #000000; font-size: x-small;"><span style="background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;"><strong><em><span style="font-size: 13.5pt; color: blue; font-family: 'Trebuchet MS','sans-serif';"><br />
<img id="EC_EC_MA1.1245333000" src="http://sn101w.snt101.mail.live.com/mail/SafeRedirect.aspx?hm__tg=http://65.55.85.7/att/GetAttachment.aspx&amp;hm__qs=file%3dacde2fd9-23cd-42bd-86b6-591b910f4dd9%26ct%3daW1hZ2UvanBlZw_3d_3d%26name%3dQVRUMDAwMDA_3d%26inline%3d1%26rfc%3d0%26empty%3dFalse%26imgsrc%3dcid%253a129F7097DF894A0E807D6AA642F966AF%2540BettyPC&amp;oneredir=1&amp;ip=10.13.0.8&amp;d=d4745&amp;mf=0&amp;a=01_9730c93fcd4617976cbc3ae565fe9f8842ac5eae9be6e955bb504e9c60cc0058" alt="" width="568" height="352" /></span></em></strong></span></span>
</p>
<p style="text-align: center;">This is one of the best photos I&#8217;ve seen in years!</p>
<p style="text-align: center;">I bet  the  driver  won&#8217;t think he is above the law next time.</p>
<p style="text-align: center;">I&#8217;ve got one thing to say to the Firefighter who did this . . .</p>
<p style="text-align: center;">that&#8217;s the attitude I want if my house is on fire!!</p>
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		<title>Well I have done it again!!</title>
		<link>http://nikkifontaine.com/2009/06/15/well-i-have-done-it-again/</link>
		<comments>http://nikkifontaine.com/2009/06/15/well-i-have-done-it-again/#comments</comments>
		<pubDate>Mon, 15 Jun 2009 16:06:26 +0000</pubDate>
		<dc:creator>nikki</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Computers and Internet]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[money and credit]]></category>

		<guid isPermaLink="false">http://nikkifontaine.com/?p=771</guid>
		<description><![CDATA[Our office has a courier that comes and picks up our outgoing mail and brings our incoming mail in one when we have a lot of mail.  Some days we have an awful lot of mail coming and going.  Our courier bag that we had was beginning to fall apart so I did my usual [...]]]></description>
			<content:encoded><![CDATA[<p>Our office has a courier that comes and picks up our outgoing mail and brings our incoming mail in one when we have a lot of mail.  Some days we have an awful lot of mail coming and going.  Our <a href="http://www.otco.com/builder-zipper.php" target="_blank">courier bag</a> that we had was beginning to fall apart so I did my usual thing of searching online for something better.  Not only did I find a place that has really good courier bags but they also make a really good inner office  <a href="http://www.otco.com/rfq_RM.htm" target="_blank">mail bag</a> too.  I found it through an Industrial Sewing web site that had a lot more than just mail bags.</p>
<p>My boss is even going to order a couple of  <a href="http://www.otco.com/rfq_ZB.htm" target="_blank">cash bags</a> because some days we have a lot of cash and checks that have to go to the bank.  It&#8217;s kind of dangerous to take all of it at one time so we usually send at least two if not three different bags to the bank at different times of the day.  You just can&#8217;t be too careful these days, ya know.</p>
<p>You will be amazed at the products they offer.  They also make barn curtains, insulated products, and dock seals too.  If you need something like any of what I just told you about, then this is the site you need to really stop and take a look at what they have to offer.  I bet you&#8217;ll find something that you might need like maybe lift table guards.</p>
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		<item>
		<title>My father is one of those Big and Tall men</title>
		<link>http://nikkifontaine.com/2009/05/14/my-father-is-one-of-those-big-and-tall-men/</link>
		<comments>http://nikkifontaine.com/2009/05/14/my-father-is-one-of-those-big-and-tall-men/#comments</comments>
		<pubDate>Thu, 14 May 2009 17:15:45 +0000</pubDate>
		<dc:creator>nikki</dc:creator>
				<category><![CDATA[Friends and Family]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[holiday]]></category>
		<category><![CDATA[money and credit]]></category>

		<guid isPermaLink="false">http://nikkifontaine.com/?p=725</guid>
		<description><![CDATA[I have always been drawn to Big and Tall men and I honestly think it&#8217;s because my Daddy is a Big and Tall guy.  You know what they say about a girls father, he&#8217;s the first man she falls in love with.  Well I know how hard it is to find Big and Tall Mens [...]]]></description>
			<content:encoded><![CDATA[<p>I have always been drawn to Big and Tall men and I honestly think it&#8217;s because my Daddy is a Big and Tall guy.  You know what they say about a girls father, he&#8217;s the first man she falls in love with.  Well I know how hard it is to find <a href="http://www.bigmansland.com" target="_blank">Big and Tall Mens Clothing</a>.  It&#8217;s not that easy at all.  In fact, just trying to buy a pair of <a href="http://www.bigmansland.com/Shop-sub-119.html" target="_blank">Big and Tall pants</a> or  <a href="http://www.bigmansland.com/Shop-sub-115.html" target="_blank">Big and Tall shirts</a> can sometimes be quite an undertaking.  Well it&#8217;s almost time for Fathers Day so I checked online and found these great pants and shirts for Big and Tall Men.  Daddy&#8217;s going to be so surprised.  I can&#8217;t wait to give the to him knowing they&#8217;ll be long enough and fit like they should.</p>
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		<title>Cousin in Atlanta trying to sell her house</title>
		<link>http://nikkifontaine.com/2009/05/06/cousin-in-atlanta-trying-to-sell-her-house/</link>
		<comments>http://nikkifontaine.com/2009/05/06/cousin-in-atlanta-trying-to-sell-her-house/#comments</comments>
		<pubDate>Wed, 06 May 2009 12:59:08 +0000</pubDate>
		<dc:creator>nikki</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Computers and Internet]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[money and credit]]></category>

		<guid isPermaLink="false">http://nikkifontaine.com/?p=702</guid>
		<description><![CDATA[I have a cousin in Atlanta that has been trying to sell her house for about 6 months now.  It&#8217;s a beautiful house and there&#8217;s absolutely nothing wrong with it but for some reason, possibly the economy, it just isn&#8217;t selling.  She decided to walk out to the curb and honestly look at her house [...]]]></description>
			<content:encoded><![CDATA[<p>I have a cousin in Atlanta that has been trying to sell her house for about 6 months now.  It&#8217;s a beautiful house and there&#8217;s absolutely nothing wrong with it but for some reason, possibly the economy, it just isn&#8217;t selling.  She decided to walk out to the curb and honestly look at her house as if she were looking for a house.  She has heard a lot about &#8216;curb appeal&#8217; and thought that might have something to do with it.  Of course she loves the look of her &#8216;home&#8217; but it&#8217;s just a house or potential &#8216;home&#8217; to someone else.  She decided that her &#8216;curb appeal&#8217; might need some help.</p>
<p>She decided to have a professional landscaper some in and help her with her problem.  The problem was finding one.  Well I suggested she check online and she found <a href="http://www.atlantalandscaper.org">atlantalands012</a>.  They will provide you with a list of local landscapers for you to choose from.  Hopefully the landscape company has been in business for over 5 years and should be able to show you what their work looks like.  Unfortunately sometimes it takes a couple of years for some landscaping to &#8216;come to life&#8217; more or less but with what she already has, all she needs some little special touches here and there to draw in the people from the curb.  I sure hope it works for her.</p>
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